:root{color-scheme:light;--ink: #172033;--muted: #6d7688;--paper: #fffdf8;--soft: #f4efe5;--line: rgba(23, 32, 51, .1);--blue: #315f9f;--blue-2: #153d73;--sand: #f1dcc2;--sage: #dce4d0;--rose: #f6dcd4;--shadow: 0 26px 80px rgba(21, 30, 45, .12);font-family:Inter,Avenir Next,Pretendard,Apple SD Gothic Neo,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-height:100vh;background:radial-gradient(circle at 10% 10%,rgba(49,95,159,.12),transparent 30rem),radial-gradient(circle at 90% 5%,rgba(241,220,194,.65),transparent 34rem),linear-gradient(180deg,#fbfaf7,#eef2f6);color:var(--ink)}button,input,select{font:inherit}a{color:inherit;text-decoration:none}.site-shell{width:min(1220px,calc(100% - 32px));margin:0 auto;padding:18px 0 72px}.topbar{position:sticky;top:12px;z-index:5;display:grid;grid-template-columns:auto 1fr auto;gap:20px;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:24px;background:#fffdf8c7;box-shadow:0 18px 50px #17203314;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:900;letter-spacing:0}.brand-mark{width:38px;height:38px;display:grid;place-items:center;border-radius:13px;background:linear-gradient(135deg,var(--blue),#8eb3df);color:#fff;font-size:.78rem;font-weight:950;box-shadow:inset 0 1px #ffffff6b}.topbar nav{display:flex;justify-content:center;gap:8px;overflow-x:auto;scrollbar-width:none;min-width:0}.topbar nav::-webkit-scrollbar{display:none}.topbar nav a,.locale-switch button{flex:0 0 auto;border:0;border-radius:999px;background:transparent;color:var(--muted);padding:10px 12px;font-size:.86rem;font-weight:800;white-space:nowrap;cursor:pointer}.topbar nav a:hover,.locale-switch button.active{color:var(--ink);background:#315f9f1a}.topbar.has-global-nav{display:grid;grid-template-columns:auto minmax(0,1fr);gap:20px;align-items:center}.topbar.has-global-nav .global-nav{display:flex;justify-content:flex-end;gap:6px;min-width:0;overflow-x:auto;scrollbar-width:none}.topbar.has-global-nav .global-nav::-webkit-scrollbar{display:none}.topbar.has-global-nav .global-nav a{flex:0 0 auto;border-radius:999px;color:var(--muted);padding:9px 11px;font-size:.82rem;font-weight:800;line-height:1;white-space:nowrap}.topbar.has-global-nav .global-nav a:hover,.topbar.has-global-nav .global-nav a[aria-current=page]{color:var(--ink);background:#315f9f1a;text-decoration:none}.locale-switch{display:flex;gap:3px;padding:4px;border:1px solid var(--line);border-radius:999px;flex-shrink:0}.fixed-value{display:flex;align-items:flex-start;flex-direction:column;gap:8px;min-height:52px;padding:12px 14px;border-radius:18px;background:#315f9f0f;border:1px solid var(--line);color:var(--ink)}.fixed-value strong{font-size:1.05rem;font-weight:950;letter-spacing:-.03em}.fixed-value small{font-size:.72rem;line-height:1.45;font-weight:750;color:var(--muted)}.helper-note{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border:1px solid rgba(49,95,159,.12);border-radius:20px;background:linear-gradient(135deg,#315f9f14,#ffffffc2)}.helper-note span{flex:0 0 auto;padding:5px 9px;border-radius:999px;background:#315f9f1f;color:var(--blue-2);font-size:.72rem;font-weight:950}.helper-note p{color:var(--muted);font-size:.88rem;font-weight:780;line-height:1.55}.hero{display:grid;grid-template-columns:1fr;gap:20px;margin-top:18px}.hero-copy,.hero-panel,.calculator-card,.content-panel{border:1px solid rgba(23,32,51,.1);background:#fffdf8cc;box-shadow:var(--shadow);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.hero-copy{min-height:410px;display:flex;flex-direction:column;justify-content:center;overflow:hidden;position:relative;padding:clamp(28px,5vw,62px);border-radius:34px}.hero-copy:before{content:"";position:absolute;inset:auto 0 0 auto;width:min(48vw,560px);aspect-ratio:1.1;background:linear-gradient(90deg,transparent 0 45%,rgba(49,95,159,.08) 45% 46%,transparent 46%),radial-gradient(circle at 56% 45%,rgba(255,255,255,.9) 0 9%,transparent 10%),linear-gradient(135deg,#f7ead8,#f3d4b5);border-radius:44% 44% 0 0;transform:translate(9%,18%);opacity:.84}.hero-copy:after{content:"";position:absolute;right:13%;bottom:12%;width:140px;height:190px;background:radial-gradient(ellipse at 50% 0,#7e8f63 0 18%,transparent 19%),radial-gradient(ellipse at 30% 30%,#687b4e 0 8%,transparent 9%),radial-gradient(ellipse at 70% 34%,#9ca873 0 8%,transparent 9%),linear-gradient(#8c633d,#8c633d) 50% 18% / 7px 110px no-repeat,linear-gradient(#dfb27f,#c88a53) 50% 100% / 82px 74px no-repeat;border-radius:20px;opacity:.86}.hero-copy>*{position:relative;z-index:1;max-width:650px}.eyebrow{color:var(--blue);font-size:.78rem;font-weight:950;letter-spacing:.14em;text-transform:uppercase}h1,h2,h3,p{margin:0}h1{margin-top:18px;font-size:clamp(2.7rem,6vw,5.9rem);line-height:.98;letter-spacing:-.075em}.hero-copy p{margin-top:22px;color:var(--muted);font-size:clamp(1rem,1.6vw,1.2rem);font-weight:650;line-height:1.75}.hero-copy .live-note{width:fit-content;margin-top:14px;border:1px solid rgba(49,95,159,.14);border-radius:999px;background:#ffffffad;color:var(--blue-2);font-size:.9rem;font-weight:850;padding:10px 14px}.brand-proof{margin-top:16px;color:var(--blue-2);font-size:.95rem;font-weight:850}.trust-badges{display:flex;flex-wrap:wrap;gap:9px;margin-top:16px}.trust-badges span{border:1px solid rgba(49,95,159,.14);border-radius:999px;background:#ffffffbd;color:var(--blue-2);font-size:.82rem;font-weight:900;padding:9px 12px}.hero-cta{width:fit-content;margin-top:30px;padding:15px 22px;border-radius:16px;background:var(--blue);color:#fff;font-weight:900;box-shadow:0 18px 38px #315f9f40}.calculator-picker{margin-top:22px;padding:clamp(24px,4vw,42px);border:1px solid var(--line);border-radius:32px;background:#fffdf8e0;box-shadow:var(--shadow)}.picker-heading{max-width:760px}.picker-heading h2{margin-top:10px;font-size:clamp(1.9rem,4vw,3.3rem);line-height:1.08;letter-spacing:-.05em}.picker-heading p{margin-top:14px;color:var(--muted);font-size:1rem;font-weight:680;line-height:1.7}.recent-calculator{width:100%;display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:center;margin-top:22px;padding:16px 18px;border:1px solid rgba(49,95,159,.2);border-radius:20px;background:linear-gradient(135deg,#315f9f1c,#ffffffeb);color:var(--ink);text-align:left;cursor:pointer;box-shadow:0 12px 28px #17203312}.recent-calculator span:nth-child(2){min-width:0}.recent-calculator small,.recent-calculator strong,.recent-calculator em{display:block}.recent-calculator small{color:var(--blue);font-size:.72rem;font-weight:900}.recent-calculator strong{margin-top:3px;font-size:1rem}.recent-calculator em{margin-top:4px;color:var(--muted);font-size:.76rem;font-style:normal;line-height:1.45}.recent-calculator b{color:var(--blue-2);font-size:.8rem;white-space:nowrap}.recent-calculator:hover,.recent-calculator:focus-visible{border-color:#315f9f6b;transform:translateY(-2px);outline:none}.picker-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:28px}.picker-grid button{min-height:164px;display:grid;grid-template-columns:auto 1fr;gap:14px;align-content:start;padding:20px;border:1px solid var(--line);border-radius:22px;background:#fff;color:var(--ink);text-align:left;cursor:pointer;transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease}.picker-grid button:hover,.picker-grid button:focus-visible{transform:translateY(-3px);border-color:#315f9f4d;box-shadow:0 16px 34px #17203317;outline:none}.picker-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:14px;background:#315f9f1a;color:var(--blue-2);font-size:.86rem;font-weight:950}.picker-grid strong,.picker-grid small{display:block}.picker-grid strong{font-size:1rem;line-height:1.35}.picker-grid small{margin-top:7px;color:var(--muted);font-size:.8rem;font-weight:650;line-height:1.55}.picker-grid b{grid-column:2;align-self:end;color:var(--blue);font-size:.78rem}.plain-terms{margin-top:20px;padding:18px 20px;border-radius:22px;background:#315f9f0f}.plain-terms h3{font-size:.9rem}.plain-terms>div{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:12px}.plain-terms p{display:flex;flex-direction:column;gap:4px;color:var(--muted);font-size:.78rem;line-height:1.5}.plain-terms strong{color:var(--ink);font-size:.84rem}.active-calculator{scroll-margin-top:110px;margin-top:22px}.back-to-picker{margin-bottom:12px;padding:11px 15px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--blue-2);font-weight:850;cursor:pointer}.single-calculator{grid-template-columns:minmax(0,1fr);margin-top:0}.single-calculator .calculator-card{max-width:900px;width:100%;margin-inline:auto}.hero-panel{display:grid;gap:14px;padding:24px;border-radius:34px}.metric{border-radius:26px;padding:20px;background:linear-gradient(135deg,#f9f4eb,#fff);border:1px solid var(--line)}.metric span,.result-box small,.date-results small{display:block;color:var(--muted);font-size:.78rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.metric strong{display:block;margin-top:8px;font-size:2.2rem;letter-spacing:-.06em}.metric small{color:var(--muted);font-weight:750}.ad-slot{margin:22px 0;border:1px dashed rgba(23,32,51,.16);border-radius:24px;padding:22px;text-align:center;color:#9aa2af;background:#ffffff8a;font-weight:800}.ad-slot-live{min-height:96px;display:block;border-style:solid;padding:10px}.calculator-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:start}.calculator-card{display:grid;gap:20px;min-height:100%;padding:26px;border-radius:30px}.primary-card{grid-row:span 2;background:radial-gradient(circle at 92% 8%,rgba(49,95,159,.12),transparent 20rem),#fffdf8d6}.card-head{display:flex;gap:14px;align-items:flex-start}.card-head>span{flex:0 0 auto;width:42px;height:42px;display:grid;place-items:center;border-radius:15px;background:var(--sand);color:#8d5b26;font-weight:950}.card-head h2{font-size:clamp(1.35rem,3vw,2rem);letter-spacing:-.055em}.card-head p{margin-top:5px;color:var(--muted);font-weight:700;line-height:1.5}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field{display:grid;gap:8px}.field span,.toggle span{color:var(--muted);font-size:.86rem;font-weight:850}.input-wrap{display:flex;align-items:center;border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden}input,select{width:100%;min-height:52px;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--ink);padding:12px 14px;outline:none}.input-wrap input{border:0;border-radius:0}.input-wrap em{padding:0 14px 0 0;color:var(--muted);font-style:normal;font-weight:850}input:focus,select:focus,.input-wrap:focus-within{border-color:#315f9f80;box-shadow:0 0 0 4px #315f9f1a}.toggle{display:flex;gap:10px;align-items:center}.toggle input{width:20px;min-height:20px;accent-color:var(--blue)}.result-box,.date-results{border-radius:26px;padding:24px;background:linear-gradient(135deg,var(--blue-2),var(--blue));color:#fff;box-shadow:0 18px 38px #315f9f38}.result-box strong{display:block;margin-top:8px;font-size:clamp(2.4rem,5vw,4.5rem);letter-spacing:-.08em}.result-box p{margin-top:10px;color:#ffffffb8;line-height:1.6;font-weight:700}.result-secondary{display:inline-flex;margin-top:10px;border-radius:999px;background:#ffffff24;color:#ffffffe6;font-size:.88rem;font-weight:850;padding:7px 11px}.result-actions{display:flex;flex-wrap:wrap;gap:10px}.result-actions button{border:1px solid rgba(49,95,159,.16);border-radius:999px;background:#ffffffb8;color:var(--blue-2);cursor:pointer;font-size:.86rem;font-weight:900;padding:10px 14px;transition:transform .18s ease,background .18s ease,box-shadow .18s ease}.result-actions button:hover{transform:translateY(-1px);background:#fff;box-shadow:0 12px 26px #17203314}.card-detail-link{display:inline-block;margin-top:12px;font-size:.84rem;font-weight:900;color:var(--blue-2);text-decoration:none;opacity:.75;transition:opacity .16s ease}.card-detail-link:hover{opacity:1;text-decoration:underline}.calculator-next-link{display:flex;width:100%;align-items:center;justify-content:space-between;gap:16px;margin-top:18px;border:1px solid rgba(49,95,159,.14);border-radius:18px;background:#315f9f12;color:var(--blue-2);cursor:pointer;padding:14px 16px;text-align:left;transition:transform .18s ease,background .18s ease}.calculator-next-link:hover{transform:translateY(-1px);background:#315f9f1c}.calculator-next-link span{color:var(--muted);font-size:.78rem;font-weight:800}.calculator-next-link strong{font-size:.9rem;font-weight:950}.compact strong{font-size:clamp(2rem,4vw,3.2rem)}.ok{background:linear-gradient(135deg,#2f6f4e,#53866a)}.warn{background:linear-gradient(135deg,#9d4f2f,#c37545)}.date-results{display:grid;grid-template-columns:1fr 1fr;gap:12px}.date-results div{border-radius:20px;background:#ffffff1a;padding:18px}.date-results strong{display:block;margin-top:10px;font-size:1.35rem}.content-panel{display:grid;grid-template-columns:.45fr 1fr;gap:20px;align-items:center;margin-top:22px;padding:28px;border-radius:30px;background:linear-gradient(135deg,#f1dcc2bf,#ffffffd1)}.content-panel h2{margin-top:8px;font-size:2rem;letter-spacing:-.055em}.content-panel p{color:var(--muted);font-weight:700;line-height:1.8}.seo-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.seo-links a{border:1px solid rgba(49,95,159,.16);border-radius:999px;background:#ffffffa3;color:var(--blue-2);font-size:.84rem;font-weight:850;padding:9px 13px}.seo-links a:hover{background:#315f9f14}.expat-panel{background:radial-gradient(circle at 100% 0%,rgba(49,95,159,.12),transparent 18rem),linear-gradient(135deg,#ffffffdb,#f4efe5d1)}.faq-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}.faq-grid article{display:grid;gap:10px;align-content:start;min-height:150px;border:1px solid rgba(49,95,159,.13);border-radius:22px;background:#ffffffb8;padding:18px}.faq-grid b{width:38px;height:38px;display:grid;place-items:center;border-radius:14px;background:#315f9f1a;color:var(--blue-2);font-size:.78rem}.faq-grid span{color:var(--muted);font-size:.92rem;font-weight:760;line-height:1.65}.tips-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tips-grid article{min-height:0}.tips-grid b{width:auto;height:auto;display:block;place-items:initial;border-radius:0;background:none;color:var(--blue-2);font-size:1rem;line-height:1.4}.tips-grid span{font-weight:600}.tip-cat{display:inline-block;margin-right:6px;padding:2px 9px;border-radius:999px;background:#315f9f1a;color:var(--blue-2);font-size:.72rem;font-weight:800;font-style:normal;vertical-align:middle}.daily-tip{margin-top:16px;padding:16px 18px;border:1px solid rgba(49,95,159,.2);border-radius:18px;background:linear-gradient(135deg,#315f9f14,#fff9)}.daily-tip b{display:block;margin-top:4px;color:var(--blue-2);font-size:1.05rem}.daily-tip p{margin-top:6px}@media(max-width:720px){.tips-grid{grid-template-columns:1fr}}.holiday-select{display:grid;gap:6px;margin-top:16px;max-width:320px;font-size:.82rem;font-weight:800;color:var(--blue-2)}.holiday-select select{padding:10px 12px;border:1px solid rgba(49,95,159,.2);border-radius:12px;background:#ffffffd9;font-size:.95rem;font-weight:700}.holiday-total{margin-top:12px;font-weight:800;color:var(--blue-2)}.holiday-list{list-style:none;margin:12px 0 0;padding:0;display:grid;gap:8px}.holiday-list li{display:flex;align-items:baseline;gap:12px;padding:10px 14px;border:1px solid rgba(49,95,159,.13);border-radius:14px;background:#ffffffb8}.holiday-date{flex:0 0 auto;min-width:96px;font-weight:800;color:var(--blue-2);font-size:.9rem}.holiday-name{color:var(--muted);font-weight:700}.holiday-note{margin-top:12px;font-size:.82rem;color:var(--muted)}.page-subtitle{font-size:.5em;font-weight:700;color:var(--muted)}.page-subtitle-small{font-size:.65em;font-weight:700;color:var(--muted)}.source-note,.text-muted{color:var(--muted);line-height:1.75}.source-note{margin-top:8px;font-size:.82rem}.section-offset{margin-top:32px}.section-link-row{margin-top:16px;font-size:.84rem}.emphasis-link{font-weight:800;color:var(--blue-2)}.related-section{margin:32px 0 16px;padding:24px;background:var(--soft, #f4efe5);border-radius:12px}.related-section h2{margin:0 0 16px;font-size:1.1rem}.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin-top:16px}.related-card{display:block;padding:14px 16px;border:1px solid var(--line, rgba(23, 32, 51, .1));border-radius:10px;text-decoration:none;color:var(--ink, #172033);background:var(--paper, #fffdf8);transition:box-shadow .2s,transform .2s}.related-card:hover{box-shadow:0 4px 16px #00000014;transform:translateY(-1px);text-decoration:none}.related-icon{font-size:1.4rem;margin-bottom:4px}.related-title{font-weight:600;font-size:.9rem}.related-desc{font-size:.8rem;color:var(--muted, #6d7688);margin-top:4px}.mini-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin-top:16px}.mini-panel{padding:16px;background:var(--soft);border-radius:12px}.mini-panel-title{font-weight:800;margin-bottom:6px}.mini-panel-copy{font-size:.83rem;color:var(--muted)}.ad-display-block{display:block}.bar-fill-43{width:43%}.bar-fill-17{width:17%}.bar-fill-2{width:2%}.bar-fill-9{width:9%}.trust-panel{display:grid;grid-template-columns:1fr .82fr;gap:20px;margin-top:22px}.trust-copy,.next-steps{border:1px solid rgba(23,32,51,.1);border-radius:30px;background:#fffdf8d1;box-shadow:var(--shadow);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);padding:28px}.trust-copy h2{margin-top:10px;font-size:clamp(1.8rem,4vw,3rem);line-height:1.04;letter-spacing:-.065em}.trust-copy p,.next-steps p{margin-top:14px;color:var(--muted);font-weight:700;line-height:1.8}.source-links{display:grid;gap:10px;margin-top:22px}.source-links strong{font-size:.86rem;letter-spacing:.08em;text-transform:uppercase}.source-links a{display:flex;justify-content:space-between;gap:12px;border:1px solid rgba(49,95,159,.14);border-radius:18px;background:#ffffffb8;color:var(--blue-2);font-weight:850;padding:14px 16px}.source-links a:after{content:"↗";color:var(--muted)}.next-steps h3{font-size:1.55rem;letter-spacing:-.045em}.next-steps a{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;align-items:start;margin-top:14px;border:1px solid var(--line);border-radius:20px;background:linear-gradient(135deg,#fffc,#f4efe5c7);padding:16px;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}.next-steps a:hover{transform:translateY(-2px);border-color:#315f9f42;box-shadow:0 16px 34px #17203314}.next-steps a span{grid-row:span 2;width:38px;height:38px;display:grid;place-items:center;border-radius:14px;background:#315f9f1a;color:var(--blue-2);font-size:.8rem;font-weight:950}.next-steps a b{color:var(--ink)}.next-steps a small{color:var(--muted);line-height:1.5;font-weight:720}@media(max-width:920px){.site-shell{width:min(100% - 20px,640px);padding-top:10px}.topbar{position:static;grid-template-columns:1fr auto}.topbar nav{grid-column:1 / -1;overflow-x:auto;justify-content:flex-start;padding-bottom:2px;scrollbar-width:none}.topbar nav::-webkit-scrollbar{display:none}.hero,.calculator-grid,.content-panel,.trust-panel,.faq-grid,.form-grid,.date-results{grid-template-columns:1fr}.hero-copy{min-height:420px}.hero-copy:before{width:96vw;transform:translate(25%,24%)}.hero-copy:after{right:18%;bottom:5%}.picker-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.plain-terms>div{grid-template-columns:repeat(2,minmax(0,1fr))}}.journey-panel{margin-top:24px;padding:clamp(22px,4vw,36px);border:1px solid var(--line);border-radius:28px;background:linear-gradient(135deg,#fffdf8f5,#e8f0f9d1);box-shadow:var(--shadow)}.journey-heading{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:10px 32px;align-items:end}.journey-heading .eyebrow{grid-column:1 / -1;justify-self:start}.journey-heading h2,.journey-heading p{margin:0}.journey-heading p{color:var(--muted);line-height:1.7}.journey-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:24px}.journey-card{padding:20px;border:1px solid var(--line);border-radius:20px;background:#ffffffdb}.journey-icon{font-size:1.6rem}.journey-card h3{margin:12px 0 6px;font-size:1rem}.journey-card p{min-height:48px;margin:0;color:var(--muted);font-size:.86rem;line-height:1.6}.journey-card>div{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.journey-card a{padding:8px 11px;border:1px solid rgba(49,95,159,.16);border-radius:999px;background:#315f9f14;color:#244d82;font-size:.78rem;font-weight:800}.site-footer{margin-top:48px;padding-top:24px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between}.site-footer p{font-size:.8rem;color:var(--muted);margin:0}.footer-links{display:flex;flex-wrap:wrap;gap:16px;justify-content:flex-end}.footer-links a{font-size:.8rem;color:var(--muted);font-weight:600;transition:color .15s}.footer-links a:hover{color:var(--ink)}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}@media(max-width:540px){.topbar{position:sticky;top:8px;grid-template-columns:auto minmax(0,1fr) auto;gap:8px;padding:8px 10px;border-radius:18px}.topbar nav{display:flex;grid-column:2;grid-row:1;justify-content:flex-start;width:100%}.topbar>.brand{grid-column:1;grid-row:1}.topbar.has-global-nav{position:sticky;top:8px;display:grid;grid-template-columns:auto minmax(0,1fr);gap:8px;padding:8px 10px}.topbar.has-global-nav .brand strong{display:none}.topbar.has-global-nav .global-nav{display:flex;grid-column:2;grid-row:1;justify-content:flex-start;width:100%;padding-top:2px}.topbar.has-global-nav .global-nav a{padding:8px 10px;font-size:.78rem}.brand strong{display:none}.brand-mark{width:34px;height:34px;border-radius:11px}.locale-switch{grid-column:3;grid-row:1;justify-self:end;padding:2px}.locale-switch button{padding:7px 10px;font-size:.78rem}.topbar nav a{padding:8px 10px;font-size:.78rem}.hero{margin-top:10px}.hero-copy{min-height:0}.hero-copy:before,.hero-copy:after{display:none}.calculator-picker{padding:22px 16px;border-radius:24px}.recent-calculator{grid-template-columns:auto 1fr}.recent-calculator b{grid-column:2}.picker-grid{grid-template-columns:1fr}.picker-grid button{min-height:132px}.plain-terms>div{grid-template-columns:1fr}.journey-heading,.journey-grid{grid-template-columns:1fr}.journey-card p{min-height:0}.hero-copy,.calculator-card,.hero-panel,.content-panel{border-radius:24px;padding:20px}h1{font-size:2.15rem;line-height:1.08}}
